Opt Out of Unwanted Mortgage Solicitations
If you recently applied for a mortgage, you’ve likely begun receiving an influx of mail, calls, and emails with competing offers from mortgage companies you didn’t contact. We understand the frustration and are here to help shield you from the solicitation.
1. Call 1-888-5-OPTOUT (1-888-567-8688)
When you call this number or visit their site (www.optoutprescreen.com), you’ll be asked to provide some personal information such as phone number, name, Social Security number, and birth date. If you’re in a joint mortgage, all parties involved will have to opt-out and submit information. The site is secure and opting out of the offers doesn’t affect your credit or ability to apply for it. It usually takes about five days to have your request processed, but it can take up to 60 days to have the offers stop coming in. If you change your mind down the line, you can go back to the site and opt back in.
2. Join the National ‘Do Not Call’ registry list.
To eliminate unwanted phone calls, register your phone number(s) by calling 1-888-382-1222 or visiting their site, www.donotcall.gov. After registering, you should start to get fewer calls within 31 days. Your number stays on the list for five years. However, this list will only stop some unwanted calls, and other telemarketers may find you through different business relationships.
The most effective way to eliminate unwanted mortgage callers is to find your loan officer early on. It’s never too early to reach out to a get a quote on a mortgage, and after you find your loan officer, you can immediately opt-out of any future phone calls. Any of our Mortgage Loan Officers would be happy to answer any questions you have or to discuss the home buying process.