Steven Vick

  • Senior Loan Officer
  • NMLS: 1389351
  • (919) 673-8109
  • (919) 673-8109
  • (804) 944-9977
  • 900 Ridgefield Drive, Suite 90
  • Raleigh, NC 27609

Steven has been working in the mortgage industry for over 17 years. He is an expert and a licensed professional in mortgage lending. Skills and experience include underwriting, processing, foreclosures and short sales; and he's prepared to help clients in all areas. As a lifetime mortgage professional, Steven understands the importance of all aspects of the business. From first time buyers to sophisticated investors, to delivering top customers service from an operations standpoint. In addition to traditional mortgage financing solutions, Blue Ridge Bank is pleased to offer specialty financing programs for clients with unique borrowing needs, including:

  • Jumbo & Construction-To-Permanent Financing (One-time close): custom-built financing for custom-built homes
  • Portfolio Financing
  • 100% financing loan programs available, Conventional, FHA, USDA & VA with (down payment assistance)
  • Manufactured homes financing available
  • Statewide Down Payment Assistance available for 1st time HomeBuyers

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that's right for you. Steven has experience in all types of loan programs and is always available to help you with your mortgage needs. A proven mortgage professional, his attention to detail will make your mortgage process run smoothly and easily.

Tips for Buying a Home at a Lower Cost
Tips for Buying a Home at a Lower Cost
May 29 2024   first time buyer first home first mortgage home loan apply for a first home loan
While it’s not always possible to stumble upon a fantastic house at a rock-bottom price, there are strategic approaches you can take to increase your chances of buying a home for less. Here are some tips to help you navigate the process and... Read More
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
May 22 2024   first time buyer first home first mortgage home loan apply for a first home loan
When it comes to buying a home, there's no shortage of advice from well-meaning friends, family, and social media. But not all of it is accurate! Let's bust some common myths and get you on the right path to homeownership. Myth #1: You Need a 20%... Read More
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
May 15 2024   first time buyer first home first mortgage home loan apply for a first home loan
New homeowners are often confronted with various financial and insurance-related decisions, including understanding the difference between mortgage insurance and homeowners insurance. Although both are crucial for safeguarding financial interests... Read More
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
May 8 2024   first time buyer first home first mortgage home loan apply for a first home loan
With the housing market heating up, it's like a battlefield out there, with buyers scrambling to claim their dream homes. But amidst the frenzy, there are pitfalls that even the savviest of buyers might stumble into. Let's talk about those, shall... Read More

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