Denise Stephens

  • Senior Mortgage Banker
  • NMLS: 698705
  • (301) 520-7023
  • (301) 520-7023
  • (301) 841-9151
  • 10339 Southern Maryland Boulevard, Suite 209
  • Dunkirk, MD 20754
  • - 5
Survey Completed on November 11, 2021


Reviewed by John P. Sakowski
"Denise is professional, knowledgable, communicates well and has a pleasant personality."

  • - 5
Survey Completed on November 4, 2021


Reviewed by Enrico M Tocol
"Denise was very helpful and patient. Her experience and wisdom in the business of mortgage lending was invaluable in helping us get through the whole process of the house purchase. I would definitely recommend her to our friends and family."

  • - 5
Survey Completed on August 19, 2021


Reviewed by Karen M Beck
"I've never had a loan go so smoothly! Denise is well organized and from the first conversation she informed me of what I needed, helped me organize and moved along the loan at amazing speed. No stress, no disappointments, no delays. Thanks, Denise."

  • - 5
Survey Completed on June 15, 2021


Reviewed by Kimberly Alston
"Denise was amazing! She's very knowledgeable and always responded quickly. She had me prepared every step of the process. Got my loan closed in 30 days!"

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you\'re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

 

How Does a Home Improvement Loan Work?
How Does a Home Improvement Loan Work?
Nov 24 2021   refinance 30 year loan home loan lower mortgage payment
Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.  Home improvement loans allow you to use the equity in your home to fund your... Read More
Which One Is Better? An FHA Or Conventional Loan?
Which One Is Better? An FHA Or Conventional Loan?
Nov 17 2021   first time buyer first home first mortgage home loan apply for a first home loan
Dreaming about your first home purchase but still be undecided on whether to choose an FHA loan or conventional loan? While both are popular choices for those looking for a low down payment, some differences may make one loan a better option than the... Read More
How Much Money Do I Need to Buy My First Home?
"How Much Money Do I Need to Buy My First Home?"
Nov 10 2021   first time buyer first home first mortgage home loan apply for a first home loan
Buying a home is one of the most important decisions you can make. Plus, considering current low mortgage rates, homeownership has never been more appealing and affordable.  In this article, we’ll break down how much you need to purchase a... Read More
Should I Buy a Move-In Ready Home or Fixer-Upper?
Should I Buy a Move-In Ready Home or Fixer-Upper?
Nov 3 2021   first time buyer first home first mortgage home loan apply for a first home loan
Owning a home is still a major part of the American dream. According to a recent survey done by The Harris Poll in 2020, a third of Americans who have never owned a home plan to do so in five years. If you’re a first-time homebuyer, one of the... Read More

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