Steven Vick

  • Senior Loan Officer
  • NMLS: 1389351
  • (919) 673-8109
  • 900 Ridgefield Drive, Suite 90
  • Raleigh, NC 27609

Steven has been working in the mortgage industry for over 17 years. He is an expert and a licensed professional in mortgage lending. Skills and experience include underwriting, processing, foreclosures and short sales; and he's prepared to help clients in all areas. As a lifetime mortgage professional, Steven understands the importance of all aspects of the business. From first time buyers to sophisticated investors, to delivering top customers service from an operations standpoint. In addition to traditional mortgage financing solutions, Blue Ridge Bank is pleased to offer specialty financing programs for clients with unique borrowing needs, including:

  • Construction-To-Permanent Financing : custom-built financing for custom-built homes
  • 100% financing loan programs available, FHA, USDA, VA & NCFHA (down payment assistance)
  • Manufactured homes financing available
  • Statewide Down Payment Assistance available for 1st time HomeBuyers

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that's right for you. Steven has experience in all types of loan programs and is always available to help you with your mortgage needs. A proven mortgage professional, his attention to detail will make your mortgage process run smoothly and easily.

Your Guide To Buying A Home When You Have Bad Credit
Your Guide To Buying A Home When You Have Bad Credit
May 18 2022   low credit home loan bad credit home loans fha loans va home loans
If you think that buying a house with bad credit is impossible, we have good news! It may be more complex, but it can be done! But before you go house hunting, it's essential that you review your financial situation. Homeownership involves... Read More
Your Guide To Paying Down Credit Card Debt With A Home Equity Loan
Your Guide To Paying Down Credit Card Debt With A Home Equity Loan
May 11 2022   home equity loan second home cash out refi credit card debt investment property
Having multiple credit cards can be helpful, especially when making large purchases. The problem starts when you have large outstanding balances, and you're having trouble paying them off quickly to avoid enormous interest charges. You may have heard... Read More
How Can I Get Approved for a Mortgage as a Contract Employee?
How Can I Get Approved for a Mortgage as a Contract Employee?
May 4 2022   no-doc loan self employed home loan contract worker mortgage
Contract employees who want to get a home loan can sometimes find it challenging. Traditional mortgages often lean towards an income that can be verified easily with W-2s. Income taxes for contract employees can sometimes get complicated and can... Read More
Step By Step Guide To Getting Your Credit Ready For A Mortgage
Step By Step Guide To Getting Your Credit Ready For A Mortgage
Apr 27 2022   credit score interest rate mortgage apply for a mortgage
Did you know that you could save thousands of dollars if you prepare your credit before applying for a mortgage? Your credit score is one of the most critical factors that determine your mortgage interest rate and which home loan program you qualify... Read More

Get Started

Pre-qualify for a loan in a few simple steps

Apply Now

Fill out your Secure Application

View Testimonials

See what our clients are saying: