Steven Vick

  • Senior Loan Officer
  • NMLS: 1389351
  • (919) 673-8109
  • (919) 673-8109
  • (804) 944-9977
  • 900 Ridgefield Drive, Suite 90
  • Raleigh, NC 27609

Steven has been working in the mortgage industry for over 17 years. He is an expert and a licensed professional in mortgage lending. Skills and experience include underwriting, processing, foreclosures and short sales; and he's prepared to help clients in all areas. As a lifetime mortgage professional, Steven understands the importance of all aspects of the business. From first time buyers to sophisticated investors, to delivering top customers service from an operations standpoint. In addition to traditional mortgage financing solutions, Blue Ridge Bank is pleased to offer specialty financing programs for clients with unique borrowing needs, including:

  • Jumbo & Construction-To-Permanent Financing (One-time close): custom-built financing for custom-built homes
  • Portfolio Financing
  • 100% financing loan programs available, Conventional, FHA, USDA & VA with (down payment assistance)
  • Manufactured homes financing available
  • Statewide Down Payment Assistance available for 1st time HomeBuyers

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that's right for you. Steven has experience in all types of loan programs and is always available to help you with your mortgage needs. A proven mortgage professional, his attention to detail will make your mortgage process run smoothly and easily.

The Perks of Living in a Multigenerational Home
The Perks of Living in a Multigenerational Home
Nov 30 2022   first time buyer first home first mortgage home loan apply for a first home loan
If you are facing a financial or health-related problem or simply going through a new phase in life, you may be thinking about sharing a home with close family or extended family members. Many people have decided that living in a multigenerational... Read More
Choosing the Best Mortgage Options for Unique Circumstances
Choosing the Best Mortgage Options for Unique Circumstances
Nov 24 2022   first time buyer first home first mortgage home loan apply for a first home loan
Not all loan products are the same, nor are borrower situations. For first-time homebuyers, you’ll most likely hear about the most popular 30-year fixed-rate conventional loan, and there’s no arguing that it's a great loan product for... Read More
10 Things to Check Before Buying in a New Neighborhood
10 Things to Check Before Buying in a New Neighborhood
Nov 16 2022   first time buyer first home first mortgage home loan apply for a first home loan
If you plan on buying a new house, you should thoroughly research the property that meets your needs. But you shouldn’t only be diligent about the house-hunting part during your research. You would also like to know more about the neighborhood... Read More
Add Instant Curb Appeal With These Ideas
Add Instant Curb Appeal With These Ideas
Nov 9 2022   first time buyer first home home improvement home loan apply for a first home loan
Does your house need curb appeal? Making your home’s exterior more attractive is a wonderful and fast way to add value to it, but it also makes it more welcoming, stylish, and personalized.  So whether you’re thinking about selling... Read More

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