Steven has been working in the mortgage industry for over 17 years. He is an expert and a licensed professional in mortgage lending. Skills and experience include underwriting, processing, foreclosures and short sales; and he's prepared to help clients in all areas. As a lifetime mortgage professional, Steven understands the importance of all aspects of the business. From first time buyers to sophisticated investors, to delivering top customers service from an operations standpoint. In addition to traditional mortgage financing solutions, Blue Ridge Bank is pleased to offer specialty financing programs for clients with unique borrowing needs, including:

• Jumbo & Construction-To-Permanent Financing (One-time close): custom-built financing for custom-built homes
• Portfolio Financing
• 100% financing loan programs available, Conventional, FHA, USDA & VA with (down payment assistance)
• Manufactured homes financing available
• Statewide Down Payment Assistance available for 1st time HomeBuyers

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that's right for you. Steven has experience in all types of loan programs and is always available to help you with your mortgage needs. A proven mortgage professional, his attention to detail will make your mortgage process run smoothly and easily.