Steven Vick

  • Senior Loan Officer
  • NMLS: 1389351
  • (919) 673-8109
  • (919) 673-8109
  • (804) 944-9977
  • 900 Ridgefield Drive, Suite 90
  • Raleigh, NC 27609

Steven has been working in the mortgage industry for over 17 years. He is an expert and a licensed professional in mortgage lending. Skills and experience include underwriting, processing, foreclosures and short sales; and he's prepared to help clients in all areas. As a lifetime mortgage professional, Steven understands the importance of all aspects of the business. From first time buyers to sophisticated investors, to delivering top customers service from an operations standpoint. In addition to traditional mortgage financing solutions, Blue Ridge Bank is pleased to offer specialty financing programs for clients with unique borrowing needs, including:

  • Jumbo & Construction-To-Permanent Financing (One-time close): custom-built financing for custom-built homes
  • Portfolio Financing
  • 100% financing loan programs available, Conventional, FHA, USDA & VA with (down payment assistance)
  • Manufactured homes financing available
  • Statewide Down Payment Assistance available for 1st time HomeBuyers

Whether you want to buy a house, build your dream home or refinance your existing mortgage, we can help you find the financing solution that's right for you. Steven has experience in all types of loan programs and is always available to help you with your mortgage needs. A proven mortgage professional, his attention to detail will make your mortgage process run smoothly and easily.

Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
Mar 15 2023   first time buyer first home first mortgage home loan apply for a first home loan
We're here to help you make an informed decision about handling debt during inflation and planning your dream home purchase. In this blog, we'll explore various approaches to debt management, budgeting effectively, home financing options, and the... Read More
Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
Get Ready for the Spring Homebuying Season with These 5 Home Buying Tips
Mar 8 2023   first time buyer first home first mortgage home loan apply for a first home loan
Getting ready to buy a home can be stressful and complicated. With so many details and decisions to make, it's no wonder why potential buyers often feel overwhelmed. This spring season, don’t let the high demand of the residential real estate... Read More
How to Profit from Buying a Home Now Despite Rising Rates
How to Profit from Buying a Home Now Despite Rising Rates
Mar 1 2023   first time buyer first home first mortgage home loan apply for a first home loan
Mortgage rates have steadily risen over the last few weeks, leading many potential homebuyers to pause their search. While it is understandable to be concerned about higher rates, this could actually be an opportunity to buy the home you’ve... Read More
Homebuying Help: How Downpayment Assistance Programs Work
Homebuying Help: How Downpayment Assistance Programs Work
Feb 22 2023   first time buyer first home first mortgage home loan apply for a first home loan
If lack of downpayment or funds for closing costs are the main hurdle to buying a home, a state or local downpayment assistance program may be the answer! Most states, counties, and cities offer assistance in the form of grants or no-interest loans... Read More

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