FHA Loans

If you’d love to buy a home but lack credit, a down payment, or are unable to cover closing costs, an FHA loan may be the solution. FHA loans are insured by the Federal Housing Administration (FHA). Programs are available for borrowers with limited savings for a down payment. A minimum down payment of 3.5% is required. The FHA guidelines offer greater flexibility in some areas and therefore broaden the availability of home financing to more buyers.


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