Lynnette Holmes

  • Loan Officer
  • NMLS: 888000
  • (804) 384-2426
  • (804) 776-1033
  • 10880 General Puller Highway, Suite R
  • Hartfield, VA 23071

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

How Long Does It Take To Purchase a Home?
"How Long Does It Take To Purchase a Home?"
Feb 18 2021   first time buyer first home first mortgage home loan apply for a first home loan
Everyone has a different path to homeownership. Items like the type of loan you get and deciding on a real estate agent affect your timeline. But generally speaking, it takes about 30 – 60 days from start to finish to buy a home. Let's take a... Read More
Is a Home Equity Loan Right For Me
"Is a Home Equity Loan Right For Me"
Feb 10 2021   refinance 30 year loan home loan lower mortgage payment
One of the most valuable benefits of owning a home is building equity. Whenever you need a considerable amount of cash, you can get it by borrowing against your equity with a home equity loan. How you use the funds is up to you. Some choose to... Read More
What Do Fannie Mae And Freddie Mac Actually Do?
What Do Fannie Mae And Freddie Mac Actually Do?
Feb 4 2021   first time buyer first home first mortgage home loan apply for a first home loan
Fannie Mae and Freddie Mac are government-backed mortgage companies (or government-sponsored enterprise), and their job is to give the mortgage market stability and affordability. But how exactly do they do that, and why does it matter to you as a... Read More
Earnest Money Deposit Versus Good Faith Deposit: What's The Difference?
Earnest Money Deposit Versus Good Faith Deposit: What's The Difference?
Jan 27 2021   pre-approved home loan pre-qualify home loan mortgage application online loan application how to buy a home online
There are other costs associated with buying a home beside the down payment. Some of those include fees for the appraisal, home inspection, and title work. Today, we want to focus on costs called "earnest money deposit" and "good faith... Read More

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