Denise Stephens

  • Senior Mortgage Banker
  • NMLS: 698705
  • (301) 841-9142
  • (301) 520-7023
  • (301) 841-9151
  • 10339 Southern Maryland Boulevard, Suite 209
  • Dunkirk, MD 20754
  • - 5.0
Survey Completed on March 6, 2021


Reviewed by Sabrina Phillips
"Denise Stephens was very helpful and I truly appreciate her helping me with my Lending process. "

  • - 5.0
Survey Completed on February 9, 2021


Reviewed by Ashley S Manning- Wilhoit
"Denise was very helpful, available, and responsive throughout the process, She and the team made everything easy and pain-free. This is my second time purchasing a home and this time my experience went much more smoothly and I was not stressed. "

  • - 5.0
Survey Completed on February 2, 2021


Reviewed by Uwadia A Erumsele
"Denise is great!! She helped me to get my dream house and also helped with my re-fi six years later! Love you Denise!"

  • - 5.0
Survey Completed on January 25, 2021


Reviewed by Fred Eubanks Jr
"Denise answered the phone anytime we called and she provided great advice about balancing our funds and not overbidding on a home even if we approved for a large amount of money. "

Welcome to my website

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you\'re dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

 

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Your Guide to Refinancing Your Condo
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A condo refi is similar to refinancing any other home. The lender will look at your income, assets, and credit to ascertain your qualification. Plus, the condo will also be appraised to determine the property value. However, since there are more... Read More
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How To Remove Mortgage Insurance From Your Home Loan
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You don't need to put a minimum of 20% down on a new home. That's the upside. The downside is that you'll need to pay mortgage insurance if your down payment is less than 20%. Read this post to learn the factors that determine if and when you can get... Read More
5 Best Renovations to Increase Your Home's Value (Plus 3 Worst)
5 Best Renovations to Increase Your Home's Value (Plus 3 Worst)
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Renovations make your home more enjoyable. Plus, if you do them right, they may even increase your home's value. This comes in handy if you plan on selling your home in the future. But watch out! While some remodeling projects add value to your home,... Read More

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