Christopher Heatwole

  • Loan Officer
  • NMLS: 1938504
  • (804) 901-3321
  • 10050 Three Notch Road
  • Troy, VA 22974
  • - 5.0
Survey Completed on April 14, 2021


Reviewed by Blair B. Aycock
"Excellent service and experience all around. Chris was informative, efficient, and kept me updated at every step. Would highly recommend him to anyone in need of a mortgage."

  • - 5.0
Survey Completed on April 13, 2021


Reviewed by Stephen W. Treiber
"Our agent "

  • - 5.0
Survey Completed on March 18, 2021


Reviewed by Virginia C. Heatwole
"Smooth, easy process"

As a trusted professional in a diverse line of consulting positions, I have guided thousands of clients and customers to make informed decisions for over eight years. I have always prided myself on my ability to distill complex transactions and buying scenarios, providing my clients with the information they need to have a clear understanding of the path ahead of them. I believe that client experience and transparency are paramount to the success of any business venture and those are gained through constant, effective communication and solid advice grounded in experience and market understanding. Client frustration and anxiety comes from being left in the dark, so I will be sure to be with you for every step of the lending process. I am a lifelong musician and I love living in the Charlottesville, Va area with my wife, Kate, and my daughters, Madeleine and Eleanor.

Prequalified And Pre-approved: What's the Difference?
Prequalified And Pre-approved: What's the Difference?
Jul 21 2021   first time buyer first home first mortgage home loan apply for a first home loan
If you're thinking about buying a home, then you've probably heard the terms "pre-approval" and "prequalification." While often used interchangeably, there's a slight difference between the two. This blog will go over what it means to be prequalified... Read More
Learn About Deducting Mortgage Interest From Your Taxes
Learn About Deducting Mortgage Interest From Your Taxes
Jul 14 2021   first time buyer first home first mortgage home loan apply for a first home loan
One of the perks of a mortgage is the "mortgage interest deduction." Read on to learn what a mortgage deduction is, how much you can reduce from your taxable income, and how you can take advantage of this tax incentive. About Mortgage Interest... Read More
FHA or VA Loan: Which is Better For Veterans?
FHA or VA Loan: Which is Better For Veterans?
Jul 8 2021   va loan home loan for veterans government loans for home improvement refinance cash out refi
Veterans have benefits awarded exclusively to them for their dedication and service, including disability and education compensation, career training, health care, and even home loans. However, with federally-funded home loans, there is more than one... Read More
Exploring The Pros and Cons Of An Interest-Only Mortgage Loan
Exploring The Pros and Cons Of An Interest-Only Mortgage Loan
Jun 30 2021   pre-approved home loan pre-qualify home loan mortgage application online loan application how to buy a home online
An interest-only mortgage starts with payments that only pay down the mortgage interest. Generally, this makes your monthly payments lower than a typical mortgage payment. This option is attractive for those who cannot afford high mortgage payments.... Read More

Get Started

Pre-qualify for a loan in a few simple steps

Apply Now

Fill out your Secure Application

View Testimonials

See what our clients are saying: